Doston aapke liye ek Home loan lena, kitna hi jaruri decision & investment ho sakta hai. Kyunki aaj ke waqt har koi apna ghar lena chahta hai, agar kisi ke paas pehle se ghar hai to weh use Renovate krwana chahta hai. Aapko itna to pta hi hoga ki home loan milne ka process bhi bahut mushkil & timely hota hai. Aaj ke is article mein ham SBI Home Loan ke bare mein jo bhi jankari Jaruri Hogi vah aapko Denge and aap se bhi nivedan hai ki Aap Hamare is article ko last tak Jarur padhna aur Agar aapka koi Sawal ho to vah niche comment section Mein poochh sakte hain.
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Table of Contents
SBI Home Loan Features
- Yhan se aapko Low Interest Rates par mil sakta hai.
- Aapko SBI Home Loan par kam processing fees par loan mil sakta hai.
- Aapko koi bhi hidden charge nhi lgaya jata hai.
- Aapko koi Pre Panelty bhi nhi deni hoti hai.
- Aapko Home Loan 30 Years ke liye mil sakta hai.
- Yhan se women ko Interest par concession bhi mil jata hai.
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SBI Home Loan Eligibility Criteria
- Aap indian resident ya NRI hone chahiye.
- Aapki age 18 se 70 years ki honi chahiye.
- Aap loan 30 Saal ke liye mil sakta hai.
SBI Home Loan Interest Rate
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SBI Home Loan mein aapko jo interest rate lgaya jata hai weh aapke CIBIL Score par depend karta hai. Lekin aapko SBI Home Loan par 9.15% se 9.75% ka interest rate lgaya jata hai.
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Types Of SBI Home Loan
- Regular Home Loan
- SBI Balance Transfer of Home Loan.
- SBI NRI Home Loan.
- Home improvement loan.
- SBI Flexipay Home Loan.
- SBI Privilege Home Loan.
- SBI Shaurya Home Loan.
- SBI Pre-Approved Home Loan.
- SBI Realty Home Loan.
- SBI YONO Insta Home Top-Up Loan.
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SBI Home Loan Loan Amount
SBI Home Loan se aapko 1 Lakh se 10 Crore Tak Ka loan mil sakta hai & again ye dwara liye gye loan ki type par depend karta hai.
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SBI Home Loan Tenure Rate
SBI Home Loan mein aapko 30 Years ke liye loan mil sakta hai.
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SBI Home Loan Documents Required
Income Proof for Salaried Applicant/ Co-applicant/ Guarantor, jiske liye aap 3 months ki salary slip & last 2 years ka ITR ka istemal kar sakte hai.
Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor, jiske liye aapko niche diye gaye documents ki need hogi.
- Business address proof
- IT returns for last 3 years
- Balance Sheet & Profit & Loss A/c for last 3 years
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SBI Home Loan Apply Online | SBI Se Home Loan Kaise Le?
- First of aapko SBI ki website par jana hoga.
- Iske baad aapko application form fill karna hai.
- Now, aapko Required documents ko submit karna hoga.
- Iske baad SBI ki team aapki loan application ko verify karegi.
- And agar aapko koi anay documents dena hoga weh bhi aapko pta chal jayega.
- Ek baar aapki application ko approve kar diya jata hai , then aapke loan ki rashi builder & seller ko direct de di jayegi.
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Conclusion
SBI Home Loan mein aapko alag-alag home loan alag-alag interest rate par milta hai. Aapko kam se kam byaj dar par loan mil sakta hai lekin iske liye aapka Credit Score/history acchi honi chahiye. To Agr doston aap kisi home loan ki talaash mein hai to aapko SBI Home Loanko jarur dekhna chahiye.
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